At ShinePay data security is our top priority. We heavily invest to assure you and your customer's data is protected with the highest standards. All card numbers are encrypted on disk with AES-256. Decryption keys are stored on separate machines. ShinePay’s infrastructure for storing, decrypting, and transmitting card numbers runs in separate hosting infrastructure and doesn’t share any credentials with ShinePay’s primary services.
ShinePay is certified to the most stringent Payment Card Industry Data Security Standards (PCI DSS) and has obtained global regulatory licenses. ShinePay’s payment technology has been audited by an independent PCI Qualified Security Assessor (QSA) and is certified as a PCI Level 1 Service Provider. This is the most stringent level of certification available in the payments industry.
PCI DSS Level 1 certification
SSAE18/SOC 1 type 1 and type 2 and SSAE18/SOC 2 type 1 reports
Advanced fraud detection driven by machine learning
PSD2 and Strong Customer Authentication (SCA) compliant
AFSL in Australia, E-Money License in Europe, and registered MSB in Canada
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